Mike Hart

HI! I'm Mike Hart. I am husband to Heather and Father to Nathaniel and Bryleigh. I am an avid pet lover of all types. We have 3 dogs, 2 cats, several fish and a parakeet. I will tell you that I love them all, but the truth is, my daughter Bryleigh is the reason I am an avid pet lover! I am a graduate of Northeastern State University in Tahlequah, OK. I have over 30 years of combined business experience, both large and small formats. I LOVE working for people and would love the opportunity to work for you, your family and for the Neighborhood that you live, work and play in.

Mike Hart State Farm was established in 2016. With 23 years of business leadership experience, I wanted to impact others, by providing a thorough understanding and look into the Property & Casualty Insurance, Life & Health Insurance & Financial Services, that are so important to our everyday lives. I've heard a many times, "I've got AUTO insurance, FIRE insurance, LIFE insurance..., but I've never really understood my coverages or what it means." That is where my team and I excel. At Mike Hart State Farm, we'll work with you, for you, to ensure you understand. I'm here for you! For your Auto insurance, Home insurance, Renters insurance, Life insurance, Health insurance and Commercial insurance needs... we are just a call, click, text away or you can just stop in to see us! Lets GO!!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Richardson, you can count on Mike for personalized service.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Richardson, TX, reach out to Mike.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Mike is here to help your Richardson household feel covered.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Looking for coverage? Talk with Mike about your options in Richardson.

Q: What is life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Mike is proud to serve the Richardson community.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Serving Richardson and the surrounding area, Mike can help answer your questions.